How much did it cost to change my “honest opinion”?

You remember I am a class A introvert and a known unashamed nerd. Now you remember. Anyway- I love autumn and winter, can’t deal with harsh sun and heat- which is a shame since I live in a very hot place, suffice to say we have 8-9 months of summer a year- and I do …

Early retirement cleaning projects, naturally….

I knew this was coming. It was inevitable. Major cleaning assignments, that up until my early retirement were classified as : “when I have the time”. Well, I never really had the time. I mean I had the time to clean, but not to tackle those nasty hidden spots nobody sees unless you make a …

5 tips that made my trip to India so great!h

So last week I told you about the present I gave myself for my 51st birthday: 2-week Intensive yoga course in India-full and honest review! Now I believe it is time for me to share the best tips I used, that made my first trip to India, alone, not possible-but a meaningful and unforgettable trip. …

How much should we teach our children about money?

Hi everyone. today- a subject I have been thinking quite a lot about. well -for years actually. I have 3 kids- and I am not sure I did a good enough job with them on the financial subject. when my 2 grown-ups were little, I didn’t let them in on every financial contemplation I had- …

My online grocery shopping: saving money+big time!(and my quick bean stew recipe for no fresh produce situations)

Being an avid frugal person, I used to avoid online grocery shopping, thinking the produce will not be as good as the produce I hand pick , the prices will be considerably higher, and I will not get that “vibe” you get when strolling along the supermarket aisles -that “vibe” that sends you to the …

Analyzing my everyday expenses: reflecting on 2018- part 2

Aspiring towards early retirement , for me, meant adjusting to a different life style- and a  different spending regime- but- and this is the important point I am emphasizing- the change needed to be permanent- not “only until I reach early retirement- and then- the sky’s the limit “. And why is that, pray tell? …

Reflecting on my 2018 expenses

The end of the year is in my opinion a great time to look back at your expenses and learn a thing or two (or three?) about your spendings. *This is a part of a bigger picture– of course- reflecting on everything you accomplished in the past year- for better or for worse. the thing …

Why I believe in seperate accounts

I am not a medical/health/emotional/financial /nutrition or any other kind of expert as far as it concerns the contents of this blog,  therefore anything written on the blog is not to be taken as any kind of advice, and should you choose to rely on anything  I write on this blog- you are doing it …