So, early retirement is getting closer and closer.
If nothing changes- my due date is at the end of this (short) month- February 28.
Being a walking irony that I am, the minute I wrote a mail to everyone at work announcing my retirement and inviting them to a modest toast on the 28th, someone at work told me he had heard that in 3-4 months a retirement plan is going to be published.
Now if this is true, this can potentially mean a lot of money I, of course, will not receive since my date is at the end of this month.
At first, I admit I got angry. then I got anxious, then I sat down and thought about it.
This is a lot of money we are talking about.
Should I try to postpone my retirement?
This rumor can be true- and it can be false too.
In the past two years, every 3-4 months a rumor similar to this one starts spreading among workers.
This could very possibly mean I would try to postpone my retirement in hope for a retirement plan to come along- and just sit there waiting for a year and maybe even more.
Of course, there is also the possibility that this rumor is absolutely true- which would definitely qualify me to be the next Alanis Morissette.
I have reached the point at work, where I simply cannot go on anymore.
I mean- if I had no choice, of course, I would go on, but working over 27 years in the same job- well that is a lot of time doing the same thing.
I have reached a point where I am so burned out, that my mind wonders everywhere but to the job I have to do- and this is not good. at all.
I am also very distracted all around, focus only on myself and my situation at work, I am anxious and snappy at home- and of course at work, and to put it mildly- this can’t go on any longer.
I decided that I am not going to change my plans due to this rumor.
Early retirement is a well thought about decision I made a few years ago, knowing fully well that I needed to frugalise my habits since my income will downsize to 60% of my current income.
I learned to be frugal, saved money, and although I have no specific plans for my retirement- I can’t wait for it.
I know that the common understanding is that early retirement should not be used to escape a job you dislike, and you should learn to deal with your situation until you conquer it.
And yet this is exactly what I am doing.
Another mistake I am making according to common knowledge is retiring with no plans. this- according to many people- is bound to drive me nuts.
While I totally respect that, and it might also be true; I simply cannot bring myself to make specific plans right now.
Mind you I am a very planned ahead person, I make lists all the time, I love having structure in my life and I am not scared of chores.
And yet- no plans.
I mean- I know I want to grow vegetables in my garden; and I am seed growing for a few weeks now:
And since I cook from scratch and clean all scratches- plus my exercise routine- and tending to the garden – not only the vegetables but all of it (I have a small house but quite a large garden – this will be time-consuming. And let’s not forget my beloved blog!
I am an introvert, and being alone has never bothered me- au contraire, and while I am not forgetting the possible void when leaving a management position after many years, I have been thinking about this ego downsizing a lot, read here:Early retirement Jitters-dealing with my ego.
I am spending a lot of time thinking about not being a big shot at work anymore, not getting a lot of urgent calls that need my immediate attention, not being needed at all,
This is not easy for me, certainly after almost all of my adult life after university, I spent at a job where I was always needed and busy.
But I am tired now, and cannot go on giving the way I used to.
It is definitely the time to retire early.
even without plans.
One thing I spent a lot of time contemplating was my cell phone.
I got my cell phone from work- including a plan, and now I need to return my phone -or buy it for 320$, and find a new plan.
So I started looking online. and found myself another phone.
A cheaper one, that has all I need- and is highly recommended for its price.
The cheaper phone is perfectly fine for my needs- I don’t play games on the phone, I don’t write my posts or anything else for that matter on my phone, and I only need it for basic communication with a few close people, and to listen to music on Spotify while I run or work in the garden.
I also need to take good photos for this blog- but no selfies. I don’t like taking pictures of myself. at all.
So after a lot of searching, I decided on the xiaomi redmi note 6, and this is no advertisement since I haven’t bought it yet- and I get nothing from any company concerning this phone- or anything else.
This phone is going to cost me 227 $ including a 2-year warranty. I am taking the 32 GB and not the 64 GB since I looked online and the word was that only heavy users and gamers have an actual use for that 64 GB and regular users can do fine with only 32 GB.
I also looked for a cheap cell plan and found one that costs 5.5 $ a month and gives 10 Giga of use and free interstate talking minutes.
Since my use is limited as I told you, and I have no love for talking on the phone, this should be enough.
Just to be safe I looked on my phone to see how many Giga I use currently so I have a benchmark- and found out I only use 3 Gb a month so 10 should be more than enough.
The last issue concerning my phone and the one that I hesitated about the most, was my phone number.
I have had the same phone number for a very long time. and my phone is 95% work related.
I sat down and went over my contact list, and hand-picked the few people I would like to keep in touch with after I retire. and the people I need to stay in touch with- plumbing, bank, doctor, etc. I don’t think the list holds more than 40 numbers. mind you I have hundreds currently on my phone.
So after a lot of thinking- I decided to change my phone number, and only notify the people who were on that hand-picked list.
This seems like a small and insignificant decision- but if you think about it – it’s like starting a new life completely.
I wonder how it will go.
3 weeks till retirement day.
enjoy- the cooliflower.
p.s thanks again pixels for a mood capturing photo.