The end of the year is in my opinion a great time to look back at your expenses and learn a thing or two (or three?) about your spendings.

*This is a part of a bigger picture– of course- reflecting on everything you accomplished in the past year- for better or for worse. the thing about finances is , apart from it being a super important tool to achieve goals (early retirement anyone?) , and a means to make a living, it is an important tool to achieve personal freedom: wise monetary conduct is key to feeling secure and confident in your decision-making process as a whole. maybe someday this will not be the situation but for the meantime it most definitely is..

#Back to my list: This post does not consist of my “regular every day spendings”- such as food, gas, electricity, phone, internet and health.this will be treated separately.

I must admit I was a bit surprised to see that I wasn’t as frugal as I thought I was, but I was also glad to see the changes I had made along the year, that made a difference. a difference in $$$- but more importantly- in my state of mind.

I do not go to stores, and do not pay in cash, so tracking my expenses wasn’t difficult I checked my 2 on-line shopping places- Ebay and Amazon.

Some home items (such as glass containers, face creams – etc) were bought as part of my online supermarket shopping but I have no way of tracking these specific few items a year back- so they will be a part of my food expenses -and treated separately.

The first thing I did, was write down all of my 2018 expenses.

I looked at each and every purchase and asked myself: looking back -was it a necessary purchase? did you enjoy it? would you have bought it again?

The questions were not asked in an inquisitorial tone ( no tone at all, I asked myself those questions -not a sound was heard) but as a way of learning. sometimes we are sure the facts are known- but when checking-they are actually different-the number can’t lie- (although sometimes we wish they could).

I am glad to say that for the majority of the purchases the answer was “yes” for all 3 questions. 80% of my purchases were things I believe I needed, I believe they are a good purchase and I do not regret making them.

This alone was a good sign for me, since I believe that spending money on valuable things is not a faux pas- but simply a way to use that currency. that is, of course- if you are in a monetary situation that allows you to spend that money. if you are in debts or saving towards a goal -then the situation is different .

*I divided my expenses into categories and summed up the total yearly spending on that category:
Apparel:56$ total
15$ =2 white thai yoga pants I just ordered- planning on joining a yoga course and the white apparel is a requirement i cannot avoid. otherwise I wouldn’t have bought the pants-I have enough sporting apparel and see no need to purchase something new just to get my workouts going.although I admit it is super fun to get new apparel…
20$- new slippers. my old ones wore down.
20$- new swim suit. after exactly a year of weekly use- my previous swim suit was becoming transparent. (here is a bit more about my swimming- and why you should consider getting a water-resistant mp3- How Metallica stepped up my game at the pool this morning ).
1$- shoelace buckles a pack of 10. This small thing helped a family member of mine go back to walking in the park after surgery. my family member claimed that “even tying my shoelaces is a big thing for me now so don’t expect me to go out to the park for a walk!”.surely you understand that I immediately ordered those buckles -and that claim was no longer heard.
Garden supplies: 151$ total
20$ -garden spray– made my own insect repellent and sprayed infected plants.
20$ -seeds:
50$ -planting bags (on Amazon- the photo is from their site- so you can be impressed like I was.)

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heating mat for propagating seeds- 20$
seed propagation cells- 4$
25$- planting soil and soil nutrients
12$ propagating light bulbs

Home supplies+miscellaneous:
sheet- 15$-super comfy- love it!
dish washing gloves- 10$-about 4 pairs throughout the year. buying them on ebay was half the price than buying in my online supermarket so.
razor blades- 10$
Labeling stickers+zip lock bags+binder clips+correcting pen+pens+pepper grinder+metal straws+hydrogen peroxide+50 envelopes and 100 greeting cards for diy presents+car wax: 86 $.

(yes I learned how to wax my car -watching a youtube video). (yes I did watch that horrible youtube clip about the sea turtle getting strangled by the plastic straw- stopped immediately using plastic straws).

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yes I did draw this beauty of a cactus myself. Michelangelo- beware!

vanilla beans- 30$
Beauty products:

French green clay– for facial masks-10$

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*Foundation +primer: 168$.

Ok. now- almost 75% of these weren’t even opened– I stopped using makeup (read here why and how- Why (and how) I stopped wearing any makeup-and a frugal tip!). I gave away all of my unopened makeup- so looking back buying in bulk wasn’t such a brilliant idea- but then again- I am glad I reached the level of self-confidence that allowed me to let go of all the makeup I was using -so looking back- I am proud of myself and ***k the money!

*Body lotion– 20$- not a good purchase- bought a dominant smelling lotion online- not going to do this again!
Travel stuff:
Duffel travel bag: 20$ (great buy! spent a month traveling with it – read here why and how I did it How to “travelight” :a month in Guatemala with only a standard carry-on duffel bag??and this is how it looks after that month!)

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5 travel-size jars: 4$- great buy!

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Quick-dry towel- 4$- took it to Guatemala and have been using it weekly when going to the pool.

*Full disclosure- I just bought a new pan last week on Amazon because my non-stick pan is scratched and the top layer is revealing the underlayer. it wasn’t even shipped yet so I was thinking maybe I will slide this to 2019 expenses? I know this is cheating.. so anyway- I researched on-line and the Calphalon pan received the best reviews for its price. since I pay a big amount for shipping- ( yes I am aware this sounds like an excuse for buying more stuff)- I added 2 things (that have been waiting a long time on my list-here is my answer to the lame excuse accusation ) : a pizza pan (baker’s advantage- if anyone is really interested mind you I get nothing from Amazon or anyone else plus I haven’t even received the pan yet so). and a pack of 3 bamboo cutting boards.

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photo of the pan from the amazon site

Why was this on my list? simply because my partner and my youngest are avid pizza guys, and order pizza at least twice a month if not more. I am a very competitive person and I have strong faith in my cooking abilities ( yes! self-confidence is so important!) and I have been contemplating making a pizza better than the ordered one- to save money and save on the preservatives and additives.

About that pack of 3 bamboo cutting boards. why 3? 1 for veggies and fruit, 1 for meat-I remind you I am the only vegan in my household…….and the last one -the smallest one- for baby bear. no- for onions and garlic and other spicy food -so I don’t find myself eating a garlic-tasting apple or an onion-tasting banana…..

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these are the cutting boards I ordered on amazon- the photo is from their site. they are called “utopia kitchen bamboo cutting boards”

This morning I remembered I made a big purchase, not on either sites, and this is a new soda maker-cold water filter- boiling water boiler thing.

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I did a lot of research before buying this, and the decision took me 2 weeks- but I am very glad I made the purchase.

I am a huge believer in drinking as much water as possible (read here why- and how: How I encourage myself to drink more water -and it has nothing to do with any apps! and I convinced myself that we need to drink mostly filtered clean water. we drink a lot of water- ice-cold water, herbal tea using ginger and herbs from our garden, and soda water. I also use boiling water for cooking. my experience with electric kettles involving the very harsh water we have here- wasn’t a success. we had to throw away a kettle every 4 months- a huge expense -not to talk about the pollution..

And yet- I hesitated.

This thing cost 1200$, a huge amount of money, and I needed to think this purchase over and over again- before iI decided it was the frugal decision to make under the given circumstances.

The circumstances being:

1. we drink a lot of water-and need a water filter. i will not buy bottled water!!!

2. we drink a lot of tea- and need a new kettle every few months.

3. we drink a lot of soda water- so need a soda maker. again- I shall not buy bottled soda!

4. I will not buy another device like this every year it is very expensive so this will have to last for a few years.

The one I got, has a 4 years full guarantee, the device itself is recyclable, the co2 refill bottles are recyclable too, and in my tiny kitchen- the possibility of gathering 3 devices into one- well it was a plus. adding the costs of each separate device – after reading many reviews on the companies that sell these products- I decided that for our specific needs- this was a good and frugal device- overall.

So far we have been enjoying this device -and using it multiple times a day, every day, and this is a good sign I think.

You can spend a small amount on many gadgets you end up using maybe once or twice a year- maybe even less- and if you sum the amount of money you spent on all of these devices and divide it by the number of times you used them- then compare the result to a device that cost you a lot of money but you don’t stop using and enjoying -well. I think it’s clear which device will turn out to be more frugal and minimalistic.

Think maybe you will make a full list like this too? I can tell you it has been a very interesting list to make, I learned a lot about my decision-making process this year, and as a direct result, I have many new-year’s resolutions now.

enjoy- the cooliflower.

I am not a medical/health/emotional/financial /nutrition or any other kind of expert as far as it concerns the contents of this blog,  therefore anything written on the blog is not to be taken as any kind of advice, and should you choose to rely on anything  I write on this blog- you are doing it at your own risk and at your own responsibility.

Published by wiseassvegan

an organized full time working vegan -with plenty of ideas on getting everything done in the most simple and efficient way possible.

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